Mortgage Loan

Mortgage Loan

We provide mortgage consultation to corporate houses as well as individuals. We secure our clients with the best mortgage products and provide transaction consultation from the initial to final stages. At ROI Mortgage Services, we believe everyone who can afford their apartment or villa deserves their own home. Therefore, we aim to focus exclusively on the real estate market of Dubai and offer solutions to salaried and self-employed borrowers. From people who earn regular bonuses or commissions to people with more than one source of income and everyone in between, we cater to all and offer everyone a satisfyingly professional yet endearingly friendly service.

How does ROI differ from other similar companies?

A bank will only offer you its mortgage products, whereas ROI can provide the right mortgage solution from hundreds of available options, with many exclusive offers. When buying or refinancing a property in the UAE, we help you save money and reduce risk by securing the “best of breed” products and providing expert consultation services.

Why ROI?

Equity Release

Equity release, also known as a loan against property, is a term used when someone borrows against the value of their existing property. These funds can be used for any purpose, and the interest payable is charged at mortgage rates.

Equity Release is a highly cost-effective way to raise cash needed for any reason, whether to settle outstanding loans, fund property renovations and business cash flows, invest in another property in the UAE and/or overseas, or fund children’s educational expenses. For many, it is a viable option considering the high percentage of investors who buy properties in cash and could benefit from the extra liquidity when the market slows down. 

Buyout Loan

Buyout loans are banking transactions wherein banks and financial institutions re-issue loans already sold to new customers.
These loans are offered to new customers at discounts at times, and it’s also possible for multiple loans to be combined into one package that will be sold to investors as securities. The basic premise behind buyout loans is for the financial institution to get compensation covering expenses while providing a marginal profit and for the investor or buyer to make healthy returns by bringing the lower interest rate while repaying the loan by the original terms.